If you go looking for cheats they are easily found for any game. There used to be numerous exploits that appeared to be hacks, most of these are useless now or resolved. People cheat, funcom will not do anything unless they somehow violate the EULA in some way. Pretty much only thing that gets you banned now is acting like an indecent human being with racist, sexist, or other off color remarks in game. I would be amazed if they banned anyone for cheating through sole use 3rd party programs. It is really up to guilds now to police their members.